You will now be leaving the Priority website and landing on SolveMortgage.com.
Solve Mortgage is the wholesale division of PFN Lending Group, Inc.
Conventional
Conventional
Stable rates and flexible terms.
Jumbo
Jumbo
Loans for higher loan amounts.
FHA
FHA
Low down payment, great for first-time buyers.
VA
VA
Favorable loans for veterans family.
Non-QM Dscr
Non-QM Dscr
Uses rental property income to qualify.
Non-QM Flow
Non-QM Flow
Alternate income verification (bank statements, P, 1099s).
Non-QM Pathway
Non-QM Pathway
For borrowers with unique situations to overcome (credit or otherwise).
Commercial Loans
Commercial Loans
Multifamily (5+ units), retail, office, mixed-use, more.
Hyper Heloc
Hyper Heloc
Super-Fast Access to Home Equity
Traditional Heloc
Traditional Heloc
Home Equity Line of Credit
Reverse Mortgage
Reverse Mortgage
Converting equity to cash for seniors.
ITIN Loans
ITIN Loans
Qualify with alternate identification / documentation.
Homebuyers enjoy a temporarily reduced interest rate and payment, with a 3-yr, 2-yr, and 1-yr option.
For example, on the 3-yr option, your rate would be 3% lower in the first year, 2% in the second, and 1% lower in the third year. At year four, the rate goes back to the full amount and remains for the life of the loan.
Sellers or builders can pay for the buydown, which is made upfront and used to subsidize the reduction in payments for the initial years.
Interested in hearing more about our temporary buydown options?
Saving for a down payment is challenging for many homebuyers. To help overcome that burden, we offer a variety of DPA programs.
Typically for first-time buyers, and often income-restricted, DPA programs are here to make homeownership more affordable.
Most down payment assistance programs are offered by state and local governments, charitable organizations, and even direct lenders like Priority. The assistance often comes in the form of forgivable loans and grants.
Let’s explore some DPA solutions to fit your home buying needs!
If you have a strong credit history and traditional W2 income, a conventional loan is a great option. Typically with lower interest rates when compared to Non-QM and Jumbo options, this solution also allows for more flexible term choices and buy-down options.
Considering a larger home, constructing a luxury dream mansion, or buying in a high-cost area? Our Jumbo loan program could be the perfect fit! We provide Jumbo financing for owner-occupied homes as well as vacation and investment properties.
Millions of first-time homebuyers have used an FHA loan to make homeownership more attainable. That’s largely due to good rates, ability to use gift funds for closing costs, and more forgiving approval guidelines. These Federal Housing Administration (FHA) loans are backed by the federal government and do require mortgage insurance.
A powerful way to say, “thank you for your service,” VA loans are here to benefit eligible veterans, service members, and qualifying surviving spouses, and honors their military service. It helps heroes secure a low-cost mortgage for purchasing or refinancing a home, offering leniency with credit requirements and options with zero down payment required.
DSCR stands for Debt Service Coverage Ratio, and these loans are designed for real estate investors who seek to purchase or refinance their investment properties for business purposes. We use the income of the property to qualify the transaction instead of using personal or W2 income.
There are many ways to verify the ability to pay a mortgage and the trustworthiness of the clients we serve. This product allows Priority to provide financing to those deserving borrowers across the country by using bank statements, CPA-prepared Profit Loss Statements, 1099s, and more to qualify.
The Non-QM Pathway program offers competitive financing solutions for those who are just shy of qualifying for standard agency and prime jumbo programs due to a credit event or a brief lapse in credit performance.
Are you looking to elevate your portfolio with better access to capital? From short-term rentals to office buildings and beyond, Priority has the financing options for income property investors nationwide.
Fully automated, crazy-fast access to cash using your home equity. In about 5 minutes online, you can get approved for up to $400,000 cash without losing the super-low interest rates you have now on your 1st mortgage.
A home equity line of credit (HELOC) acts as a second mortgage, allowing homeowners to borrow against their home equity. You can use HELOC funds for various needs such as home renovations, educational expenses, or consolidating high-interest credit card debt. Opting for a HELOC can be an excellent alternative to cash-out refinancing and jumbo cash-out financing.
Are you nearing retirement and concerned about your income? Priority offers a great financing solution that’s designed to fit your current and future needs. It’s called a Reverse Mortgage or a Home Equity Conversion Mortgage (HECM). You might be surprised at the range of options available to you!
ITIN (Individual Tax Identification Number) loans are for consumers that may not have the traditional documentation needed to secure mortgage financing. ITIN loans can be a good path toward homeownership for individuals who don’t have a Social Security Number.
Believe it or not, the above list of products doesn’t fully cover the variety of financing solutions Priority has available. If you need financing for a home or investment property and you aren’t seeing a program that fits, our highly skilled Loan Officers are here to help. And if there’s a unique scenario that calls for a solution we simply can’t provide, we won’t leave you stranded. We’ll be happy to recommend another lender that can help you!